Financial and business software built around the work since 1990.

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DEMDebt-planning and reseller software

A clearer view of every obligation

Debt Eliminator Machine

Pay on time. Pay less. Pay faster.

Debt Eliminator Machine organizes debts, cards, APRs, due dates and a monthly budget into suggested allocations and reminders—without moving money or asking for online-banking passwords.

  • Debt and credit-card manager
  • Budget-based payment guidance
  • No banking passwords required
Official product visual
Debt Eliminator Machine logo
Debt Eliminator Machine pay on time, pay less, pay faster strategyExplore the real product
Purpose-built softwareDEM
One distinctive jobReal product interfaceCloud-based workflowAvailable individually + in the software suite

See the product—not a generic placeholder

The software’s real character, brought forward.

These visuals come from the official Debt Eliminator Machine experience and show the capabilities that make this solution distinct.

The problem

When balances, promotional rates and due dates are spread across statements and apps, it is difficult to see what to prioritize or whether the plan is moving.

The benefit

One organized dashboard models the obligations, suggests monthly allocations and keeps the user engaged with reminders and visible progress.

The next move is simple: compare the workflow below, then review current licensing at LMRORDER.com.

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What you get

The functions that move this workflow forward.

Each capability solves a specific operational problem. Together, they create a more connected path from intake to action and follow-up.

01

Debt and card dashboard

Record balances, APRs, minimums, due dates and identifying details without storing full account credentials.

02

Suggested allocations

Apply a user-defined monthly budget to modeled priorities so the next payment decision is easier to understand.

03

Reminders and cadence

Keep upcoming obligations visible with email reminders and an organized payment schedule.

04

Scenario modeling

Include loans, cards and other obligations, and model eligible promotional 0% periods when they actually apply.

05

Direct user access

Individuals update their own plan and continue making payments directly through their normal creditor channels.

06

Reseller opportunity

Offer branded access as a complementary planning tool alongside other consumer or financial-education services.

Implementation

A workflow people can understand and repeat.

Technology earns its place when the next action is clear, the handoff is easier and the history stays available.

Start with the current offer
  1. 01

    Set up the plan

    Enter each obligation, its balance, APR, minimum and due date without sharing banking passwords.

  2. 02

    Define the budget

    Set the amount available for the month and review the suggested allocations.

  3. 03

    Pay directly

    Continue paying each creditor through the user’s existing bank or payment channel.

  4. 04

    Update and repeat

    Refresh balances, review progress and use reminders to keep the plan current.

Who it is for

A better fit starts with the operating reality.

Debt Eliminator Machine is most relevant when one or more of these situations describe the person or business evaluating it.

  • 01

    Individuals coordinating several debts and due dates

  • 02

    Consumers who want a visible, repeatable monthly plan

  • 03

    Credit and financial-service businesses seeking an adjacent tool

  • 04

    Resellers offering branded debt-planning access to clients

Think beyond one workflow

DEM is one part of the three-product financial suite.

License a focused product for the job in front of you. When adjacent client needs matter, review how the LMR portfolio can extend the offer without blurring each product’s purpose.

Before you decide

Practical questions, direct answers.

Use these answers to evaluate fit and set responsible expectations before you license the product.

Visit the official product site
Does Debt Eliminator Machine make payments for the user?

No. It organizes and models a plan. Users continue making payments directly to creditors through their normal channels.

Does it need online-banking passwords?

The published workflow does not require bank or card passwords or full account numbers. Users can enter only enough information to identify each obligation.

Is this debt settlement or credit counseling?

No. It is planning software, not a lender, settlement company, credit counselor or financial adviser.

Does it guarantee a payoff date or interest savings?

No. Outcomes depend on balances, APRs, creditor terms, the available budget, future charges and consistent user action.

Considering DEM?

Put Debt Eliminator Machine in the context of your complete business.

Review the current individual and combo licensing information, then contact LMR if you want help matching the product to your use case.

View current licensing